Terms and Conditions

2026-08-09

By using the HA Smart Pips Academy platform you agree to the following terms.

1. Nature of the service
The Academy provides educational content about financial markets. The content is strictly educational; it is not investment advice, not fund management, and not a promise of any return.

2. Your account
Accounts are personal and non-transferable. You are responsible for keeping your password confidential and for all activity under your account. Sharing credentials or course material exposes the account to suspension without refund.

3. Access to content
Access begins once payment is confirmed and the enrollment is activated. Some courses are activated manually after payment verification. The access period is stated on each course page.

4. Intellectual property
All published material belongs to the Academy. Recording, republishing, selling, or distributing it in any form is prohibited.

5. Payment
Prices are shown in the stated currency. Crypto payments are subject to manual verification before activation.

6. Termination
The Academy may suspend any account that breaches these terms, stating the reason.

7. Changes
These terms may be updated, and users will be notified of material changes.